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Invest in REITs to counter inflation (投资在房地产投资信托来应对通货膨胀)


One of the reason there are more people being involved in investing is to generate second income that can be used to counter inflation. This is because the rise in salaries and interest from fixed deposit are not high enough to cover the inflation. However, although equities or stocks can sometimes outrun inflation, but it has a relatively higher risk as market fluctuates every day. Hence, the writer would like to introduce REITs to you guys as a reference, to see whether will REITs be another option when comes to countering inflation.

Investing in property is one of the best way to counter inflation as the property price will increase once inflation kicks in. However, it requires a lot of money for one to invest in property market, hence REIT shall be a cheaper alternative for these investors. Real Estate Investment Trust (REIT) is like a mutual fund, where it is a company that owns, operates and finances income-generating real estate. Property under REIT portfolio can be diversified, and include office building, residential building, shopping malls and warehouses.

Since most REITs are publicly listed, investors can buy and sell their shares anytime just like normal stocks. Furthermore, REIT investment need not any management because there is someone who help investors to manage these properties. Besides, although actual property can earn you both rental and capital gain, but the capital gain will never be liquidated if investors never sell their property, and it will take at least 6 months to convert the property into money. Unlike actual property, selling REIT shares allows you to get the cash within at most 3 days. During bull market, REIT will have a better capital gain than actual property since REIT shares will move alongside all other stocks. On the contrary, they will also suffer higher losses when bear market hits.

In short, REIT is a good option for property investors that have not enough money to afford actual property. Furthermore, REIT investors can still enjoy both capital gain and dividend gain at the same time, without having the trouble to manage the property or renting the property. Hence, REIT is still one of the best tools to counter inflation.

越来越多的人都开始投资的其中一个原因就是要生成第二收入来源,而拿来应对通货膨胀。这是因为薪水的涨幅以及银行定期的利息并不足以盖过通货膨胀。但是,尽管股票有时能够胜过通货膨胀,但每天的股价浮动造成风险也会相对比较高。因此,笔者在这里介绍房地产投资信托,来看看房地产投资信托是否可以成为应对通货膨胀的另一个手段。

投资在房地产是其中一个最好拿来应对通货膨胀的方法,因为只要通货膨胀一来,房地产的价格也会被拉升。但是,投资在房地产的市场实在需要太大笔钱了,因此房地产投资信托会给投资者一个比较便宜的选择。房地产投资信托就像是一个基金,而公司会持有以及操作这些可以带来入息的房地产。房地产投资信托也可以很多元化,他们可以把办公楼,住宅,购物中心以及仓库纳入进它们的房地产投资信托里。

房地产投资信托大多数都是上市公司,因此投资者能够好像股票般在公开市场买卖房地产投资信托股票。此外,房地产投资信托不需要任何的管理,因为公司会请专人来专门管理这些房地产。尽管房地产能够带来租金和资本收益,但是只要你不卖,资本收益就不会到手,而且就算卖出了也要花至少6个月的手续才能把钱弄到手。房地产投资信托就相对所需的时间短很多,最多三天便能够把卖出的股票钱弄到手。在牛市时,房地产投资信托会比房地产带来更高的资本收益,因为当全部股票一起上升时,它们的不会落伍。同时,房地产投资信托也会在熊市时有一定的跌幅。

总结,房地产投资信托是一个给不够钱买房地产的投资者一个买入的机会。除此之外,房地产投资信托的投资者也能够享有资本收益以及股息收入,同时不需要担心要如何管理这些房地产,更不需要担心不能把房地产租出去。因此,房地产投资信托会是一个很好应对通货膨胀的工具。

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https://klse.i3investor.com/blogs/InvestingKnowEverything/2020-12-17-story-h1538221475.jsp


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