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# EPF declared 6.15% (conventional) / 5.90% (shariah) dividend for 2018

The Employees Provident Fund (EPF, a.k.a. KWSP) has just declared the dividend rate for financial year 2018.
For year 2018, the dividend declared for conventional account is 6.15% while for Shariah account is 5.90%. The dividend has already credited into members' account, and you can check for it by login into your EPF i-Account.

Year 2018 was the second year of dividend declaration for Shariah account, while dividend for conventional account has been declared annually since 1952. The dividend for Shariah account in both 2017 and 2018 were lower than the dividend for conventional account of the same year.

The 6.15% dividend for EPF conventional account in 2018 is 10.87% lower than the 6.9%  dividend declared for 2017 (last year).

Calculation: (6.15-6.90)/6.90 = -0.75/6.90 = -10.87%

It is 4.24% higher than the 5.90% Shariah dividend declared for the same year.

Calculation: (6.15-5.90)/5.90 = 0.25/5.90 = 4.24%

You can click here to check the historical EPF dividend pay-out rates from 1952 until today to judge yourself whether the dividend payout rate in 2018 is satisfactory or not.

http://voyager8.blogspot.com/2019/02/epf-declared-615-conventional-590.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+blogspot%2FnzRYh+%28The+8th+Voyager%29