[Sailang + Margin Finance = 非常危险]
在投资里，要得到潜在的高回酬，就必须要冒高风险。能承受多大的风险，就要看你的net worth有多大。你如果net worth有一千万，那么亏个几百万对你而言或许还能承受。但如果你有三个孩子（还小），还要供车供屋供保险，你的net worth只有4万或更少，那么亏个1万对你而言是不能承受的。之前有个大师就是因为Sailang和用Margin Finance来买Jaks，结果亏了几千万。Sailang就是把资金专注买一只股，是一种高风险的投资方法。比较安全的做法是把资金分散在（最少）5只股上，这样一来风险相对就会减少。Margin Finance对银行而言是包赚的生意，但是用Margin Finance来投资是会破产的。想一下，你用股票来抵压，借钱来投资；万一你用来抵压的股票市价跌下来，如果你无法top up现金，银行就会force sell你抵压的股票，如果不能还清你的Margin Finance loan，你还必须供这条新的loan。这就是为什么很多人在97/98的爆跌中，跳楼自杀的原因。当然，如果一只好的股票短期爆跌，那么用Margin Finance来捞低又是另一个情况。结论：用闲钱来买股票，记得要把资金分散在（最少）5只股上，这样一来就会安全很多。
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James Ng Stock Pick Performance:
Since Recommended Return:
a) GBGAQRS (GABUNGAN AQRS BHD), recommended on 16 Dec 18, initial price was RM0.80, rose to RM1.38 in 3 months 20 days, total return is 72.5%
b) KKB (KKB ENGINEERING BHD), recommended on 1 Jul 18, initial price was RM0.795, rose to RM1.29 in 9 months 4 day, total return is 62.3%
c) FRONTKN (FRONTKEN CORP BHD), recommended on 12 Aug 18, initial price was RM0.715, rose to RM1.14 (dividend RM0.015) in 7 months 24 days, total return is 61.5%
d) JAKS (JAKS RESOURCES BHD), recommended on 20 Jan 19, initial price was RM0.575, rose to RM0.86 in 2 months 16 days, total return is 49.6%
e) BAUTO (BERMAZ AUTO BHD), recommended on 14 Oct 18, initial price was RM1.89, rose to RM2.41 (dividend RM0.0825) in 5 months 22 days, total return is 31.9%
f) KGB (KELINGTON GROUP BHD), recommended on 23 Dec 18, initial price was RM0.965, rose to RM1.26 in 3 months 13 days, total return is 30.6%
g) BJFOOD (BERJAYA FOOD BHD), recommended on 30 Sep 18, initial price was RM1.43, rose to RM1.67 (dividends RM0.02) in 6 months 5 days, total return is 18.2%
h) VIZIONE (VIZIONE HOLDINGS BHD), recommended on 30 Dec 18, initial price was RM0.85, rose to RM0.98 in 3 months 5 days, total return is 15.3%
i) HSSEB (HSS ENGINEERS BHD), recommended on 20 Jan 19, initial price was RM1.04, rose to RM1.19 in 2 months 16 days, total return is 14.4%
j) ELKDESA (ELK-DESA RESOURCES BHD), recommended on 18 Nov 18, initial price was RM1.27, rose to RM1.39 (dividend RM0.035) in 4 months 18 days, total return is 12.2%
我希望将我的策略分享给读者，希望他们在阅读后能够表现出色。我正在使用基本面分析（Fundamental Analysis）：
预计公司每年的增长率必须> 14％
我想说服读者学习基本面分析FA以便能从股市赚钱。
我为想从马来西亚股票市场赚钱的读者提供STOCK PICK服务。想订阅我的邮件以从股票市场获取良好回报的人，可以通过 jamesngshare@gmail.com 或我的FB页面 https://web.facebook.com/jamesshareinvest/ 与我联系
【看懂年报和季报】课程
时间：11a.m. – 7p.m
日期：4月21日星期日
地点：AG Hotel Penang, George Town (包括免费3份点心，茶和咖啡)
日期：4月28日星期日
地点：Silka Johor Bahru Hotel, Johor Bahru (包括免费点心，茶和咖啡)
日期：5月26日星期日
地点：Hotel Sri Petaling, KL (包括免费3份点心，茶和咖啡)
有兴趣的朋友，可以电邮或PM FB page联络我
email：jamesngshare@gmail.com
电话/Whatsapp : 011 - 15852043
为了方便大家查询我写过的公司和选股文章以及视频，制作了索引。大家只要依照日期，就能从这
https://web.facebook.com/jamesshareinvest/posts/2229034960696579 找到公司和选股文章以及视频。
James的股票投资James Share Investing Blog: https://klse.i3investor.com/blogs/general/
James的股票投资James Share Investing Blog Index: https://klse.i3investor.com/blogs/general/blidx.jsp
Facebook Group: https://www.facebook.com/groups/jamesinvesting
这个是我的TELEGRAM Group链接，大家可以在这个Group获知何时做Fb live: https://t.me/joinchat/LhwHNhdU1fDgxrSafTrTiw
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这个分享纯属讨论以及领域的分析，买或卖自负。请Like和Share这个post。最终决定永远是你的，谢谢。
James Ng
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[Sailang + Margin Finance = very dangerous]
In investing, to get a potentially higher return, you must take a higher risk. How much risk you can bear depends on how big your net worth is. If you have a net worth of 10 million, then a few million dollars loss may be affordable for you. But if you have three children (still young), you have to pay installments every month for insurance, car, & house, and your net worth is only 40,000 or less, then a loss of 10,000 is unbearable for you. There is a famous investor who sailang into Jaks using Margin Finance, and the result was tens of millions loss in this stock. Sailang is defined as using a major part of your money to buy a single stock, which is a high-risk investment method. A safer approach is to spread the fund across (minimum) 5 stocks, so the risk will be reduced. Margin Finance is a sure win business for banks, but investing with Margin Finance will cause you to go bankrupt. Think about it, you use stocks to put into mortgage, borrow money to invest; if the market prices of the stocks you used for mortgage start to fall, and if you can't top up the cash, the bank will force sell the stocks you used for mortgage; and if you can't pay off your Margin Finance loan, then you must pay monthly installment for this new loan. This is why so many people committed suicide by jumping off the building in the market crash in 97/98. Of course, if a good stock falls in a short period of time, then using Margin Finance to buy at the bottom is another story. Conclusion: Use free cash to buy stocks, remember to spread the fund on (minimum) 5 stocks, which will be much safer.
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James Ng Stock Pick Performance:
Since Recommended Return:
a) GBGAQRS (GABUNGAN AQRS BHD), recommended on 16 Dec 18, initial price was RM0.80, rose to RM1.38 in 3 months 20 days, total return is 72.5%
b) KKB (KKB ENGINEERING BHD), recommended on 1 Jul 18, initial price was RM0.795, rose to RM1.29 in 9 months 4 day, total return is 62.3%
c) FRONTKN (FRONTKEN CORP BHD), recommended on 12 Aug 18, initial price was RM0.715, rose to RM1.14 (dividend RM0.015) in 7 months 24 days, total return is 61.5%
d) JAKS (JAKS RESOURCES BHD), recommended on 20 Jan 19, initial price was RM0.575, rose to RM0.86 in 2 months 16 days, total return is 49.6%
e) BAUTO (BERMAZ AUTO BHD), recommended on 14 Oct 18, initial price was RM1.89, rose to RM2.41 (dividend RM0.0825) in 5 months 22 days, total return is 31.9%
f) KGB (KELINGTON GROUP BHD), recommended on 23 Dec 18, initial price was RM0.965, rose to RM1.26 in 3 months 13 days, total return is 30.6%
g) BJFOOD (BERJAYA FOOD BHD), recommended on 30 Sep 18, initial price was RM1.43, rose to RM1.67 (dividends RM0.02) in 6 months 5 days, total return is 18.2%
h) VIZIONE (VIZIONE HOLDINGS BHD), recommended on 30 Dec 18, initial price was RM0.85, rose to RM0.98 in 3 months 5 days, total return is 15.3%
i) HSSEB (HSS ENGINEERS BHD), recommended on 20 Jan 19, initial price was RM1.04, rose to RM1.19 in 2 months 16 days, total return is 14.4%
j) ELKDESA (ELK-DESA RESOURCES BHD), recommended on 18 Nov 18, initial price was RM1.27, rose to RM1.39 (dividend RM0.035) in 4 months 18 days, total return is 12.2%
I wish to share my strategy to readers, hope that they can perform well after reading this. I am using Fundamental Analysis:
the forecasted growth of a company must > 14% per year
I wish to convince readers to learn FA in order to make money from stock market.
I am providing STOCK PICK SERVICE for readers who want to make money from Malaysian stock market. Those who want to subscribe to my mailing list to achieve a good return from stock market, you can contact me at jamesngshare@gmail.com or PM me in my FB page https://web.facebook.com/jamesshareinvest/
In order to facilitate the query of the company and stock picking articles and videos I have written, an index has been produced. Everyone can find company and stock picking articles and videos from https://web.facebook.com/jamesshareinvest/posts/2229034960696579 by date.
James的股票投资James Share Investing Blog: https://klse.i3investor.com/blogs/general/
James的股票投资James Share Investing Blog Index: https://klse.i3investor.com/blogs/general/blidx.jsp
Facebook Group: https://www.facebook.com/groups/jamesinvesting
This sharing is purely a discussion and analysis of the sector, buying or selling at your own risk. Please Like and Share this post. Final decision is always yours, thank you.
James Ng
https://klse.i3investor.com/blogs/general/201430.jsp
